3:52 AM
In short, here are the reasons why I should move away from gold as an investment
First, gold is a commodity that is used in many ways, such as decoration, financial security or investment for individuals, as well as being used as a subsidy to the country's currency for governments. It is therefore influenced by many factors that are difficult for the average person to study and follow in a manner that ensures the best returns, unlike other types of investment such as real estate or stocks, where it is easy for the person to study the property or the company that he wants to invest through specific analysis tools.
Second, investment in gold requires that it be kept in a safe place, such as banks' safes, which require periodic fees, while keeping gold in houses is a great risk of being stolen, a risk that is not already present in other forms of investment.
Third: Zakat gold consumes a large percentage of the investment portfolio of any investor, compared to other types of investment, especially in the case of long-term investment, for example, which invests in stocks on a long-term, the Zakat is very few compared to gold. Not to mention that those who invest in Islamic companies that pay zakat on their shareholders are entitled to zakat of zero regardless of the profits of the company in which they invest.
First, gold is a commodity that is used in many ways, such as decoration, financial security or investment for individuals, as well as being used as a subsidy to the country's currency for governments. It is therefore influenced by many factors that are difficult for the average person to study and follow in a manner that ensures the best returns, unlike other types of investment such as real estate or stocks, where it is easy for the person to study the property or the company that he wants to invest through specific analysis tools.
Second, investment in gold requires that it be kept in a safe place, such as banks' safes, which require periodic fees, while keeping gold in houses is a great risk of being stolen, a risk that is not already present in other forms of investment.
Third: Zakat gold consumes a large percentage of the investment portfolio of any investor, compared to other types of investment, especially in the case of long-term investment, for example, which invests in stocks on a long-term, the Zakat is very few compared to gold. Not to mention that those who invest in Islamic companies that pay zakat on their shareholders are entitled to zakat of zero regardless of the profits of the company in which they invest.
Fourthly, it is difficult to predict the movement of gold prices. Unlike companies, there are no gold inventories that can be studied, and therefore any attempt to predict gold prices in speculation, which he personally considered a "gamble" rather than an investment.
Fifth: At some stage, the sale of gold is difficult, especially if high-value gold bullion is bought, so that whole alloys must be sold for simple amounts of emergency. For example, the fragmentation of the alloys is not at all included, for example deposits that can be divided into several deposits With different amounts for use when needed.
Sixth, one of the basic pillars of investment is growth. Those who invest in a company, for example, expect growth in their operations or some expansion of their products or branches or number of customers. In other words, investment in gold becomes an investment based on "hope" only.
Seventh: Gold lacks the periodic distribution of other investment instruments, such as deposits, stocks and real estate, and thus misses the investor great opportunities to invest these returns in other opportunities or to enhance current investments.
In conclusion, I hope that these reasons are a deterrent to those who think of exploiting the recent boom in gold prices to increase their wealth in an easy and fast way.
Fifth: At some stage, the sale of gold is difficult, especially if high-value gold bullion is bought, so that whole alloys must be sold for simple amounts of emergency. For example, the fragmentation of the alloys is not at all included, for example deposits that can be divided into several deposits With different amounts for use when needed.
Sixth, one of the basic pillars of investment is growth. Those who invest in a company, for example, expect growth in their operations or some expansion of their products or branches or number of customers. In other words, investment in gold becomes an investment based on "hope" only.
Seventh: Gold lacks the periodic distribution of other investment instruments, such as deposits, stocks and real estate, and thus misses the investor great opportunities to invest these returns in other opportunities or to enhance current investments.
In conclusion, I hope that these reasons are a deterrent to those who think of exploiting the recent boom in gold prices to increase their wealth in an easy and fast way.
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